"First ask yourself: What is the worst that can happen? Then prepare to accept it.
Then proceed to improve on the worst.
Are you aware of the impact Capital Gains Tax will have on your estate?
And this is just one of the expenses your estate will have to pay BEFORE your heirs receive anything!
Very few people have more than a vague idea of the actual size of their estates.
As the years pass, they build up their assets and provide for their families, but no proper arrangements are made to see that the right people benefit and that the family does not suffer financially, when something happens.
Our ESTATE PLANNING analysis addresses the cumulative effect of all the expenses due on your death.
The hidden costs of dying.
Even if no estate duty is levied, CGT - bond settlement - rates - death-bed costs - transfer costs - executor and administration fees - funeral costs and Master's fees are some costs that your estate must meet.
In addition, income tax - debts - overdrafts - credit cards - HP and lease - and security cession upgrading costs may arise - All before your heirs receive a cent!
Too often we confuse ESTATE PLANNING with death planning. But estate planning is about:
Effective Estate Planning requires an expert approach. Developing the best possible Estate Plan for you requires the right combination of experience, knowledge and innovation.
In order to be truly effective in combating the vagaries of wealth erosion, your estate plan should:
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