Dread disease cover

Ever thought about the likelihood of suffering from a dread disease?

You should, because it can easily happen to you.


In South Africa, medical statistics show that 1 in 3 men and 1 in 4 women will suffer a cardio-vascular disease (e.g. a stroke or heart attack) before the age of 60.

Thankfully, doctors will tell you that survival rates are good.

However, did you know that;

• Most heart attack patients admitted to hospital survive;
• 70% of people who suffer a stroke survive.
• Many cancer patients are alive five years after diagnosis; with many dying of old age.
• 25% of people who suffer heart attacks had no symptoms previously?
• In South Africa, there is one heart attack every 8 minutes?
• 1 in 6 South African men and 1 in 7 South African women will get cancer during their lives?



These are the latest South African dread disease statistics:

  • 1 in every 3 men and 1 in every 4 women will suffer a heart attack before the age of 60.
  • There are 8 heart attacks every hour in South Africa.
  • 8 out of a 100 people will suffer a stroke.
  • 60% of those 8 people are women and 25% of those will be under 45.
  • 10% of stroke patients recover completely, 53% will be completely dependent upon others.
  • 1 in every 3 people will be diagnosed with cancer.
  • 1 in every 11 females will be diagnosed with breast cancer.
  • The average age of dread disease claims in South Africa is age 41.

Each and every one of us has a chance of experiencing a life-changing illness - it knows no boundaries of creed, gender, race or age. Almost one-third of stroke patients are between the ages of 15 and 49.

Medical care can save you, but it can't save your wallet! You could live for many years, but have severe financial pressures living with the effect of a life-changing event.

If you or a family member suffered a severe illness, could you handle the extra expense of recovery?

Almost everyone knows someone who has suffered a dread disease. You may be motivated by first-hand observation of a relative or friend being the victim of a severe illness and surviving, only to move into a new world of residual physical impairments and the aftermath of an on-going medical bankruptcy.

In short, you realise that to a dread disease survivor, a R100,000 cheque would be a lot better than a get-well card!


  • The last thing you want is to be financially dependent on a loved one.
  • You also don’t want to become a full-time or part-time caregiver for a family member.
  • Dread Disease cover is the only way to make sure that you will have the money to live your life with dignity.
  • It is truly a living benefit
  • You don’t have to die to collect.
  • You are the beneficiary of your own policy. It really is life insurance, not death insurance!

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